Legal Information

Welcome to our Legal Information page. Here you will find important details regarding our Privacy Policy, Terms of Service, and Cookies. Please take the time to read through these sections to understand your rights and obligations when using BaseWallet.

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1. Introduction and Acceptance of Terms

V1.0

Jun 24, 2024

Welcome to BaseWallet. These Terms of Service ("Terms") constitute a legally binding agreement between you and [Company Name] ("BaseWallet," "we," "us," or "our"), governing your access to and use of BaseWallet's website, mobile application, and services (collectively, the "Service").

By accessing or using the Service, you agree to be bound by these Terms and all applicable laws and regulations. If you disagree with any part of the Terms, you are prohibited from accessing the Service.

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

2. Definitions

(a) Account

means a unique personified account registered for the use of BaseWallet services.

(b) User, You and Your

User," "you," and "your" refer to you, as the user of the Service.

(c) Content

means text, images, photos, audio, video, and all other forms of data or communication

(d) User Content

means Content that users submit or transmit to, through, or in connection with the Service.

(e) Intellectual Property Rights

means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, trademark, trade dress and service mark rights, goodwill, trade secret rights and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction.

3. Eligibility

  • You must be at least 18 years old and capable of forming a binding contract to use our Service.
  • By using BaseWallet, you represent and warrant that you meet all eligibility requirements and that you are not prohibited from using the Service under applicable law.
  • We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.

4. Account Creation and Maintenance

To access certain features of the Service, you must create an Account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding the password and any other credentials used to access your Account and for any activities or actions under your Account. You agree not to disclose your password or other credentials to any third party.

You agree to notify us immediately upon becoming aware of any breach of security or unauthorized use of your Account

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

5. Services

(a) Multicurrency Accounts

  • BaseWallet offers the ability to hold, exchange, and manage multiple currencies. Exchange rates are provided in real-time and may fluctuate.
  • We do not guarantee any particular exchange rate and are not responsible for any losses due to exchange rate fluctuations.
  • You acknowledge that foreign currency exchange is inherently risky and that you could lose money as a result of currency exchange rate fluctuations.

(b) Remittance Services

  • We provide international money transfer services.
  • All transfers are subject to our anti-money laundering policies and procedures.
  • We reserve the right to delay, block, or refuse to process any transfer that we believe may violate any law or regulation.
  • You are solely responsible for ensuring the accuracy of recipient information for any transfers.

(c) Subscription Model

  • We offer a subscription-based service that includes additional benefits such as health and travel insurance.
  • These services are provided through third-party partners and are subject to their respective terms and conditions.
  • Subscription fees are billed on a recurring basis and may change upon notice.
  • You may cancel your subscription at any time, but no refunds will be provided for any unused portion of the subscription period.

(d) Payment Solutions

  • Our Service includes various payment solutions, including contactless payments and virtual/physical debit cards.
  • Use of these services is subject to additional terms and conditions that will be presented to you at the time of use.
  • You are responsible for all transactions made using your payment instruments.

(e) Financial Management Tools

  • We provide tools for budgeting, expense tracking, and financial planning.
  • These tools are for informational purposes only and should not be considered as financial advice.
  • We do not guarantee the accuracy, completeness, or usefulness of these tools.

6. User Responsibilities and Conduct

You are solely responsible for your conduct and any User Content that you submit, post, or display on or through the Service.

You agree not to use the Service:

  • For any illegal purposes or in any manner inconsistent with these Terms.
  • To impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity.
  • To interfere with or disrupt the Service or servers or networks connected to the Service.
  • To violate any applicable local, state, national, or international law or regulation.

You agree not to attempt to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Service.

You shall not upload, post, host, or transmit unsolicited email, SMSs, or "spam" messages.

7. Fees and Charges

We reserve the right to charge fees for certain features of the Service. You agree to pay all fees and charges incurred in connection with your Account on the terms set forth on our website.

All fees are exclusive of all taxes, levies, or duties imposed by taxing authorities, and you shall be responsible for payment of all such taxes, levies, or duties.

We may change our fees at any time by posting the changes on the BaseWallet site or the Service.

You authorize us to charge any payment instrument associated with your Account in case your primary payment method is declined or no longer available to us for payment of your fees.

8. Intellectual Property Rights

The Service and its original Content, features, and functionality are and will remain the exclusive property of BaseWallet and its licensors.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of BaseWallet.

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information about the Service provided by you to BaseWallet are non-confidential and BaseWallet shall be entitled to the unrestricted use and dissemination of these submissions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

9. User Content

You retain all your ownership rights in your User Content. However, by submitting User Content to BaseWallet, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Service and BaseWallet's (and its successors' and affiliates') business.

You represent and warrant that you own or control all rights in and to the User Content and have the right to grant the license above to us and our affiliates and service providers.

You understand and agree that you are solely responsible for any User Content you submit or contribute, and you, not BaseWallet, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.

10. Privacy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and disclose information about you.

You agree that BaseWallet may access, preserve and disclose your Account information and User Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce these Terms; (c) respond to claims that any User Content violates the rights of third parties; (d) respond to your requests for customer service; or (e) protect the rights, property or personal safety of BaseWallet, its users and the public.

11. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by BaseWallet.

BaseWallet has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that BaseWallet shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

12. Termination

We may terminate or suspend your Account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including but not limited to a breach of the Terms.

You may terminate your Account at any time by contacting us and discontinuing your use of the Service

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall BaseWallet, its affiliates, agents, directors, employees, suppliers, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or relating to the use of, or inability to use, the Service.

To the maximum extent permitted by applicable law, BaseWallet assumes no liability or responsibility for any (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our service; (iii) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein.

14. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

BaseWallet, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

15. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of Lagos State, the Fderal Republic of Nigeria, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

16. Dispute Resolution

Any dispute arising from or relating to the subject matter of these Terms shall be finally settled by arbitration in Lagos State, Nigeria, using the English language in accordance with the Arbitration Rules and Procedures of [Relevant Arbitration Association] then in effect, by one commercial arbitrator with substantial experience in resolving intellectual property and commercial contract disputes, who shall be selected from the appropriate list of arbitrators in accordance with such Rules.

The arbitrator may grant injunctions and other relief in such disputes. The decision of the arbitrator shall be final, conclusive and binding on the parties to the arbitration. Judgment may be entered on the arbitrator's decision in any court of competent jurisdiction.

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. You expressly waive any right to bring a class action lawsuit against BaseWallet or its affiliates.

17. Indemnification

You agree to defend, indemnify and hold harmless BaseWallet and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your Account and password; b) a breach of these Terms, or c) User Content posted on the Service.

18. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any significant changes by posting the new Terms on this page. What constitutes a material change will be determined at our sole discretion.

19. Electronic Communications

When you use the Service or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the Service. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

20. Entire Agreement

These Terms constitute the entire agreement between you and BaseWallet regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

21. Contact Us

If you have any questions about these Terms, please contact us at  [email protected].

By using BaseWallet, you agree to these Terms of Service. If you do not agree to these Terms, please do not use our Service.